Paid Off a Loan but Still Listed as a Defaulter? Check Your Credit Record

A relative fully repaid an old loan and kept the payment confirmation. Months later, he applied for an unrelated service and discovered that the default was still showing on his financial record. The debt had been cleared, but the lender had not updated the record. He had to find old messages, submit proof of payment and follow up repeatedly before the correction was made. It is a reminder to check your credit record after settling a loan. Has anyone experienced an outdated loan default after repayment? How did you get it resolved?

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