I Tested Five Loan Apps in Port Harcourt: My Approval and Interest Results

I was stranded in Diobu, Port Harcourt, and needed ₦20,000 urgently. I tested five popular loan apps with my BVN to see which ones approved my application. Carbon approved ₦15,000 in about four minutes, with roughly 5% interest. FairMoney approved ₦10,000 in seven minutes, while PalmCredit approved ₦5,000. Branch declined my application, possibly because of my credit score. OKash offered a loan, but its interest rate was too high for me to recommend. These were my personal results, so approval amounts and rates may differ for other users. If you have used any of these apps, share your experience. It could help others avoid fake loan apps and excessive borrowing costs.

Use The App To Win ₦1m

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