Hello everyone,

I recently came across Vivstock, an AI-driven platform that trades both public and private stocks. They claim daily returns of 1.5%–2.5% and say users can withdraw funds at any time.

I’m not ready to invest yet and would love honest feedback. Has anyone used Vivstock? Are the returns real and sustainable? How clear is the platform about handling users’ money? Any issues with deposits or withdrawals?

I’m asking out of due diligence, not to promote anything. Thanks in advance for your insights!

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The Lagos State Office of Sustainable Development Goals (SDGs) hosted a financial literacy workshop for women in Surulere. The event was held in partnership with Paycom (Opay), Cowrywise, the Lagos State Residents Registration Agency and NIMC.

Dr. Oreoluwa Finnih-Awokoya, Special Adviser on SDGs and Investment, said the initiative would empower women with digital banking tools. On-the-spot ATM cards and bank accounts were provided to participants by Opay.

Local government representatives and workshop attendees praised the programme. They noted that increased access to savings, investment and payment services will boost economic independence for women in hard-to-reach communities.

Lagos Govt. Takes Financial Literacy, Inclusion Drive To Surulere

Lagos State Launches Financial Literacy Drive for Women in Surulere

There is wisdom in preparing today for seasons you cannot control. The Bible compares us to the ant, which gathers food in summer without a supervisor. Joseph stored grain in times of plenty to save Egypt from famine.

Retirement is about financial independence. Start saving early through pensions, real estate, and investments. Reduce unnecessary debts and consider insurance and healthcare. Seek advice from a trusted financial planner and set clear goals. Teach your children responsible stewardship and plan your legacy with wills or trusts.

God gives us foresight and strength to prepare. I declare that I will walk in wisdom like the ant and Joseph. I will retire in peace, with full storehouses and a secure future in Jesus’ name. Amen.

Preparing For Retirement And Financial Independence

Plan Today for a Secure and Independent Retirement

The Federal Capital Territory Administration has signed a Memorandum of Understanding with MAG International Links Ltd to develop City Walk Abuja. The 200-hectare project will mirror Dubai’s City Walk with residential, commercial, retail, hospitality, institutional and healthcare facilities.

FCTA Minister Nyesom Wike said the MoU ensures MAG delivers on agreed plans and timelines. He stressed that failure to meet specifications will lead to land revocation. He also vowed to end land speculation by strictly monitoring project progress.

The development will occupy the long-undisturbed Abuja Technology Village site along Airport Road. Phased construction begins mid-2024, with the first phase set for delivery in May 2026. The FCT will provide access roads and regulatory support.

MAG’s Executive Director Dr. Kassim Gidado pledged to outdo Dubai’s original concept. He said City Walk Abuja will blend world-class design with local culture, transforming the Lugbe axis into a landmark destination.

FCTA, Private Investor Sign Mou To Replicate Dubai’s City Walk In Abuja

FCTA Partners with MAG International to Launch City Walk Abuja Inspired by Dubai

The FCTA has signed an MoU with MAG International Links Ltd to develop City Walk Abuja. The 200-hectare project will blend residential, commercial, retail, hospitality, institutional and healthcare facilities, inspired by Dubai’s City Walk concept.

Minister Nyesom Wike said approved drawings and the Certificate of Occupancy are ready. He warned that land rights can be revoked if MAG fails to meet agreed timelines and specifications. The site was earlier set aside for Abuja Technology Village but remained undeveloped for 20 years.

Work will start along Airport Road soon. The first phase is due for completion by May 2026, marking President Tinubu’s third year in office. Dr. Kassim Gidado of MAG said City Walk Abuja will build on Dubai’s model, adding local cultural and traditional flair. The FCT will provide access roads and full regulatory support to keep the project on track.

Nyesom Wike Signs MoU To Replicate Dubai Lifestyle In Abuja

Wike Signs MoU for Dubai-Style City Walk in Abuja

First HoldCo Plc has strongly condemned ThisDay Newspaper and Arise TV for misrepresenting facts about its off-market block trade of 10.4 billion shares on the Nigerian Exchange Limited (NGX).

The company expressed disappointment at the sensationalised reporting following the July 16 transaction. It clarified that neither billionaire investor Femi Otedola nor any federal government agency participated in the share acquisition. The sale was conducted transparently under regulator supervision with consent from all parties to ensure continued market stability.

First HoldCo emphasised that the shares were sold to an independent bridge holder and conferred no direct benefit to the company. The firm urged the owner of both media platforms to focus on settling his company’s debts to FirstBank instead of vilifying First HoldCo.

The company called on ThisDay and Arise TV to uphold journalistic standards by verifying facts and practising fairness. It reaffirmed its commitment to transparency and stakeholder trust and warned against further damaging actions.

First HoldCo Plc Condemns Misrepresentation Of Facts By Thisday And Arise TV

First HoldCo Plc Rebukes ThisDay & Arise TV Over Distorted NGX Block Trade Reports

Nigerian stocks have posted a historic 136% gain since President Bola Tinubu took office in May 2023. The All-Share Index climbed from around 55,769 to over 131,000 points—the best run under any civilian leader since 1999.

Key reforms like fuel subsidy removal and foreign exchange unification bolstered investor confidence. Supportive factors include bank recapitalization, higher FAAC allocations, excess liquidity from increased money supply, and restrained forex speculation.

Domestic investors drove over 80% of trading in the first two years. Banking, ICT, agriculture, and industrial stocks led the rally. Major gainers include GTCO, Zenith Bank, MTN Nigeria, and Airtel Africa.

Despite stellar market returns, many Nigerians still face high inflation and living-cost challenges. The administration’s ultimate legacy may hinge more on citizens’ daily welfare than equity-market milestones.

TINUBUNOMICS: Stocks Experience Their Best Run Under Any President Since 1999

Tinubu’s Economic Reforms Fuel 136% Surge in Nigerian Stock Market

Bot Rich is a practical and beginner-friendly guide to using AI-powered bots for crypto trading. It shows how to set up bots on Bitget, Bybit, and other platforms. The book covers bot basics, setup steps, and risk management.

It explains strategies like grid trading and copy trading. It also teaches you to secure your funds and avoid scams. Screenshots and step-by-step instructions help you launch your first bot quickly.

While advanced strategies and local tax rules get less coverage, beginners will find clear guidance. This book earns a 4.5/5 rating for its actionable content and realistic expectations.

If you are new to crypto or want passive income, this review shows why Bot Rich is a solid resource. It helps anyone automate trades without spending hours on charts.

Book Review: Bot Rich – How To Make Money Using AI To Trade Crypto

Bot Rich Book Review: Automate Your Crypto Trading with AI

Overtrading in forex happens when emotion and impulse drive you to take too many trades. This behavior often leads to rapid depletion of your trading account.

Without a clear plan and strict discipline, impatience, greed, or revenge trading after losses can easily spiral out of control. Excessive trades increase transaction costs, expose you to unnecessary risk, and cause mental burnout.

Practical steps to curb overtrading:
• Set Daily/Weekly Trade Limits: Cap your total trades and focus on quality setups over quantity.
• Follow a Strict Trading Plan: Clearly define your entry, exit, and risk rules—and never deviate.
• Keep a Trading Journal: Review each trade to spot overtrading patterns and improve discipline.
• Implement Cool-Off Periods: Step away after a loss or big win to avoid emotion-driven decisions.
• Trade Higher Timeframes: Slower charts filter out noise and reduce impulsive entries.

Mastering patience and discipline is key to consistent profitability and separates professional traders from amateurs.

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How to Stop Overtrading in Forex and Protect Your Account

We’ve just crossed the halfway point of 2025. If your income didn’t grow as much as you’d hoped, now is the time to pause, reflect, and make the next six months count.

Follow these seven actionable steps: create a clear monthly budget; boost your earnings with a side hustle or high-income skill; build an emergency fund; invest in financial education; eliminate your biggest spending leak; start investing—no matter how small the amount; and set a bold year-end savings or earnings target.

Act today, and turn the second half of 2025 into your most profitable half yet!

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The Federal Capital Territory Administration (FCTA) has signed a Memorandum of Understanding with MAG International Links Ltd to develop City Walk Abuja. The 200-hectare project is modeled on Dubai’s City Walk and will feature residential, commercial, retail, hospitality, institutional, and healthcare facilities.

FCT Minister Nyesom Wike said the MoU ensures the investor meets agreed specifications and timelines or risks C of O revocation. He noted past cases where land was undeveloped for decades and vowed strict monitoring to avoid speculation.

Located on the former Abuja Technology Village site along Airport Road, the development will roll out in phases. Foundation laying is set for July–August, with the first phase delivered by May 2026. The FCT will provide access roads and regulatory support to fast-track the project.

FCTA, Investor Sign Mou To Build City Walk Abuja, Replica Of Dubai's

FCTA, MAG International Sign MoU for Dubai-Inspired City Walk Abuja

Zambia has acquired a 26% share in the Lobito oil refinery in Benguela province, Angola. The refinery is set to open by 2026 and will link to Zambia through the planned Lobito Corridor and oil pipeline.

This move shifts Zambia from being a fuel consumer to an equity partner in a major regional energy asset. It aims to secure energy supply, cut import costs, and build economic resilience.

Framed as intra-African cooperation based on investment rather than aid, this deal offers a blueprint for other sectors. Agriculture, digital infrastructure, or manufacturing partnerships could follow the same equity-based model, driving shared value and sustainable growth across Africa.

Zambia’s Energy Shift: From Importing Fuel To Co-owning The Source

From Importer to Investor: Zambia’s 26% Stake in Angola’s Lobito Refinery

Have you ever wished your crypto trades could reward you just for being early and consistent?

That’s exactly what I’m seeing with Bitget’s Trading Club Championship (Phase 1). I track my daily spot trades, find great entries on new tokens, and earn $BGB rewards simply by staying active.

I’ve watched tokens like $C list early on Bitget and rally hard before reaching bigger exchanges. This event lets me combine smart scouting with extra rewards. What do you think—do these campaigns build better trading habits or just drive up volume?

How I’m Stacking $BGB With Just Spot Trades

How I’m Earning $BGB Rewards with Spot Trading on Bitget

God cares about your financial wisdom as much as your spiritual growth. Proverbs 24:27 teaches us to prepare our work before building our house. Real estate and tangible assets offer lasting value.

When God led the Israelites into Canaan, He gave them land, not salaries. Proverbs 13:22 says a good man leaves an inheritance to his grandchildren. Land and assets are a legacy that honors God.

List areas to research: land, rental property, or cooperative ventures. Pray for divine connections and seek counsel from experienced Christian investors. Start small with family land or agricultural plots.

Set long-term goals for the next ten years. Reject liabilities that only impress and choose investments that produce. Declare your commitment to build generational wealth.

Investing In Real Estate And Assets

Building Lasting Wealth: Biblical Insights on Real Estate Investing

Airtel Africa’s Q1 FY26 net profit surged fivefold to $156 million, driven by a 24.9% revenue rise to $1.415 billion and a 408% year-on-year jump in profit after tax. Tariff adjustments in Nigeria, strong Francophone performance and a $22 million FX gain from the Central African Franc were key contributors.

Data services grew 38.1% to represent 38.8% of revenues, supported by a 17.4% boost in data customers and a 47.4% increase in usage. Mobile money revenue climbed 30.3% to $284 million, with active customers up 16.1% to 45.8 million.

CEO Sunil Taldar highlighted a 9% rise in subscribers to 169.4 million and a 12% ARPU increase to $2.8. Operational efficiencies lifted EBITDA margins to 48%, while 4G coverage expanded to 74.7% after adding 2,300 sites and 2,700 km of fiber. Airtel also kept leverage at 0.9x, reduced forex exposure and returned $16.9 million via share buybacks.

Airtel Africa’s Net Profit Skyrockets Fivefold To $156 Million

Airtel Africa Q1 Net Profit Soars Fivefold to $156M on Data and Mobile Money Boom

United Bank for Africa (UBA) became the third Nigerian bank to reach a $1 billion market cap. Its shares closed at ₦45.85 on Monday, up 34.85% year-to-date, valuing the bank at ₦1.882 trillion ($1.2 billion).

UBA’s one-year return of 135.7% outpaces the NGX All Share Index, which is up 28% year-to-date. Only Guaranty Trust Holding Company (GTCO) and Zenith Bank had previously crossed the $1 billion threshold.

The bank plans to expand into high-potential African markets and deepen operations in its existing 20 countries. Meanwhile, Lafarge Africa and Stanbic IBTC also joined the billion-dollar club.

Lafarge Africa is now valued at ₦1.869 trillion ($1.21 billion), while Stanbic IBTC stands at ₦1.58 trillion ($1.02 billion). Lafarge Africa’s H1 2025 profit after tax surged 352% to ₦132.67 billion, with net sales of ₦517 billion.

UBA Joins Billion Dollar Bank Club On Rapid Stock Rally

UBA Joins Billion-Dollar Bank Club as Stocks Soar; Lafarge Africa and Stanbic IBTC Also Cross $1B

Many traders obsess over mindset. They hear “master your emotions to master profits.” It sounds right. But it misses the real issue.

Focusing on psychology is just noise if you lack a winning strategy. Without a tested edge, no amount of mindset work will stop random losses. You need data, not pep talks.

Building an edge means journaling every trade and tracking key metrics: win rate, risk–reward ratio, expectancy, and normal losing streaks. This process shows you the numbers to trust.

When you know your strategy works, confidence follows. You’ll execute rules willingly. That consistency frees you to earn reliably and live life on your terms. Stop chasing mindset hacks—first prove your edge.

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Plateau State Governor Caleb Mutfwang has pledged to make the state both peaceful and business friendly. He said economic growth will not be derailed by hoodlum activities. His administration is working around the clock to sustain stability.

He made the remark while receiving a high-powered delegation from the European Union and Search for Common Ground. They reviewed the EU-funded IRENEW project, which boosts interfaith harmony and youth engagement across all 17 local government areas.

Represented by Commissioner for Information and Communication Hon. Joyce Ramnap, the governor outlined plans to revamp critical economic sectors. He affirmed that Plateau is ready for global partnerships in peace and sustainable development.

Later, a US delegation led by Ambassador Dr. Linda Kaleidoscope visited Government House. They explored investments in agriculture, education, tourism, and initiatives for women and children under the “Dream Plateau, Change Plateau” slogan.

Gov Mutfwang Vowed To Make Plateau Peaceful And Business Friendly

Plateau Governor Vows Peace and Investor-Friendly Growth, Hosts EU & US Delegations

At the end of its 301st Monetary Policy Committee meeting on Tuesday, CBN Governor Olayemi Cardoso announced that eight Nigerian banks have met the new capital requirement ahead of the March 2026 deadline.

Cardoso added that one of these banks raised a significant amount on the London Stock Exchange. He noted the strong international interest in Nigeria’s financial system.

The CBN left the Monetary Policy Rate at 27.50 percent. The naira strengthened to N1,532.54 per dollar on Monday. Recall the recapitalization rules were introduced in March last year with a target of March 31, 2026.

8 Banks Meet New CBN Capital Base Ahead Of 2026 Deadline

Eight Nigerian Banks Surpass CBN’s 2026 Capital Base Deadline

Many tokens in crypto don’t start with big hype. Their real growth happens quietly on-chain. Early on-chain moves often reveal genuine interest better than loud marketing.

EGL1 is a prime example. It launched as the first superhero memecoin on BSC and grew out of the fourmeme ecosystem. Its comic-style story taps into a bold American spirit. The project aims to rally BSC users around freedom, positivity, and creative energy—not just another simple JPEG.

If you’ve been following EGL1 or just discovered it, now is a great time to take a closer look. Watch its on-chain volume and upcoming exchange listings. These signals could hint at a breakout soon.

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EGL1 Superhero Memecoin’s Quiet Surge: On-Chain Activity Signals Potential Breakout

Since President Tinubu took office in May 2023, the Nigerian All-Share Index has jumped 136%, rising from 55,769 to over 131,000 points by July 2025. This marks the strongest market performance under any civilian leader since 1999.

Market capitalization has climbed from ₦30 trillion to ₦75 trillion, outpacing gains under previous administrations and rivaling Obasanjo’s record. Key drivers include the removal of fuel subsidies, foreign exchange unification, and a ₦5 trillion bank recapitalization effort spearheaded by Finance Minister Wale Edun.

High interest rates, improved corporate earnings in banking, ICT, industrials, and agriculture, and a surge in domestic investor participation have all fueled the rally. Banking stocks alone added over ₦7 trillion, while MTN Nigeria and Airtel Africa contributed ₦4.8 trillion in combined gains.

Despite persistent inflation and rising living costs, analysts are optimistic. Upcoming listings from Dangote Fertilizer, NNPC, and Aradel Holdings could sustain momentum as Nigeria’s capital markets enter a new era of growth.

Nigerian Stocks In Historic Bull Run Under Tinubu

Historic 136% Rally: Nigerian Stocks Soar Under Tinubu’s Reforms

I set out to explore passive income and staked 10,000 BGB across six tokens on Launchpool. Over just 18 days, I earned 6,475 USDT with minimal effort. Some tokens delivered astonishing APRs—$C reached 87% and $PUMP hit 84%.

Of the total rewards, 5,400 USDT came from BGB price gains and 1,075 USDT from Launchpool farming. No hype, no day trading—just steady, passive yield while waiting on market moves.

I also noticed post-listing price spikes on tokens like $PUMP. Launchpool isn’t only about yield farming; it offers upside when tokens go live.

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Borrowing money isn’t bad by itself, but borrowing for the wrong reasons can leave you in debt with nothing to show for it.

Avoid borrowing for consumption like food, clothes, gadgets or rent. Steer clear of debt for weddings, untested businesses, house builds, cars, vacations or to impress others. These expenses won’t generate returns and will make repayment a struggle.

Only borrow for income-generating investments, assets that appreciate, or genuine emergencies. Your financial peace matters more than public praise. Have you ever borrowed for the wrong reason? Share your experience below.

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Hi everyone,

I’m exploring Vivstock, a platform for Nigerian and international stocks. I’d love to hear from anyone who’s tried it.

How reliable is their platform? How does it compare to popular options like Chaka or Trove? Are withdrawals smooth and is customer support responsive?

I’m trying to learn about legit fintech and investment options in Nigeria as the economy shifts. Please share your honest experiences—positive or negative. Thanks in advance!

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Companies owned by Oba Otudeko and Tunde Hassan-Odukale sold 10.433 billion First Holdco shares to RC Investment Management Ltd. The deal was valued at N323.45 billion, making it the largest off-market transaction on the NGX.

RC Investment, linked to Samuel Babatunde Sule, acquired 7.787 billion shares from Barbican Capital and RAML. It also bought 2.647 billion shares from entities tied to Hassan-Odukale, including Leadway Holdings and Leadway Pensure PFA.

Sule’s interests span RC Africa Ltd, Avuso Payment, Odde Properties, and Green Arrow Services. The CBN brokered the sale to end a leadership tussle at First Bank and support its capital-raising plans.

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