Where ₦100,000 Goes Furthest: Nigeria’s Cost of Living by State

The cost of living varies sharply across Nigeria. A monthly budget of ₦100,000 may cover basic needs in one state but fall short in another because of rent, food, transport and utility costs. Lagos, Abuja and Port Harcourt offer strong job and business opportunities, but housing and daily commuting costs make them difficult for many residents. In Lagos especially, workers often move farther from their workplaces to find cheaper rent, then spend more time and money on transport. The report identifies the FCT, Akwa Ibom and Cross River among the more expensive locations based on household spending and inflation pressures. It also examines how food production, fuel prices, electricity, water, internet access and generator costs affect what residents can afford in different states. Which state gives the best value for your income, and how far does ₦100,000 go where you live?

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