Has Tinubu’s Tax Reform Taken Effect, and Who Will Actually Pay?

Many Nigerians are still unclear about the tax reforms linked to President Tinubu’s administration. Some viral posts claim that anyone earning above ₦800,000 yearly will automatically pay 20% tax, but the system is described as progressive rather than a flat rate. The widely shared explanation says annual income of up to ₦800,000 may be exempt from personal income tax. With a possible ₦200,000 rent relief, the effective tax-free amount could reach ₦1 million for eligible workers. Earnings above that level would be taxed in bands, not at one single rate. The bigger question is whether the reforms have started as planned, how they will be implemented, and whether they will reduce pressure on low-income earners or create new hardship. What should Nigerians realistically expect from the policy?

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