Don’t Leave Your Employer-Sponsored HMO Benefits Unused
If your employer pays for health insurance, I do not understand why you would choose not to use it. It is money already set aside for your healthcare. Leaving it unused only benefits the HMO provider, not you. Painkillers cannot solve every health problem. One serious hospital bill can wipe out years of savings, so check your HMO benefits before you need urgent care.
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