I’m 38, Unemployed and Depressed—How Do I Rebuild My Life Without Fraud?

I am 38, unemployed and without children, and I feel like life has become very difficult since I turned 35. I earn small money from a keke arrangement, but it is not enough to live comfortably or build a future. I have no capital to start a business, and I feel that my certificate has not helped me. It is also difficult to pursue a serious relationship when I am not financially stable. Some friends keep urging me to go into fraud because they believe it is the only way out, but I do not want that life. Bad governance and unemployment are pushing many young people into despair. I am deeply depressed and need honest advice on how to move forward.

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