Should Married Couples Have a Joint Bank Account? I Chose to Keep Our Finances Separate

During marriage counselling, I was advised to open a joint bank account with my wife. I chose not to. We each manage our own finances, and money has never been an issue in our marriage. I believe every couple is different, so financial arrangements should be a personal decision rather than something counsellors insist on. What’s your take on joint accounts for couples?

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