After Years of Setbacks, How Do I Rebuild My Life and Career?

I come from a humble background, but my childhood and school years were bright. I did very well academically from primary school to tertiary level, won scholarships and earned money through small jobs. After NYSC, however, things changed. My place of primary assignment rejected me, and I struggled to find stable work for years despite writing aptitude tests and attending interviews. A microfinance bank I joined later collapsed. I also invested in a music album, but a marketer ruined the project and I lost the money I put into it. Since then, I have tried several businesses, especially in foodstuff supply, and each one has collapsed just when it began to show promise. I have also lost opportunities to complete my master's degree and PGDE because my finances suddenly dried up. My latest foodstuff business left me with heavy debts after a few good months. I have a wife and son, no job or capital, and I am scared of making another move. How do I understand this pattern and rebuild my life from here?

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