Nigeria’s Tax Middlemen Under Threat: Are Freelancers Ready to Keep Their Own Records?

For years, many Nigerians have called on tax middlemen whenever they needed clearance certificates, filed returns, or handled notices. This worked when incomes were simple—salaried workers with PAYE and small traders with basic records. But recent tax reforms push for self-assessment, digital filing, and proper bookkeeping. The law now expects freelancers, creators, consultants, crypto traders, and other multi-source earners to maintain clear financial records. Today, notes are scattered across bank alerts, screenshots, chats, invoices, wallet statements, and more. When tax season arrives, the accountant still needs organised data to prepare returns accurately. Tax professionals remain vital, but the era of random bank statements is fading. Platforms like LessaTax are emerging to help taxpayers stay organised year-round. Will the average Nigerian freelancer embrace this shift, or keep relying on middlemen until trouble strikes?

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