Fintech Daya Raises $2.4M Pre-Seed to Simplify Africa’s Cross-Border Payments
African cross-border transfers are costly and slow. Fees can reach 5–10% and settlements drag on for days with no real-time tracking. Daya has secured $2.4 million to tackle these challenges. Launched in October 2025 by Tomiwa “Aleph” Lasebikan and Paul Joe, Daya’s oversubscribed pre-seed round was led by Hivemind Capital with backing from Lattice Fund, Alliance DAO, Aptos Foundation and Globelink Investment. The platform offers dollar-denominated virtual accounts, stablecoin settlement rails, smart FX routing, compliance tools and an API layer. It unifies banks, foreign-exchange desks and crypto ramps into a single solution for businesses. With the global B2B cross-border market at $31.7 trillion in 2024 and poised to grow, Daya is already forging corridors between Africa and the Middle East. The startup reports over 40% month-on-month growth as it builds the payment engine for Africa’s next wave of commerce.
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