Zenith Bank Records ₦1.04 Trillion Profit, Reinforces Market Leadership
Zenith Bank posted an after-tax profit of ₦1.04 trillion for 2025, marking another trillion-naira milestone. This achievement cements its position as Nigeria’s most profitable bank. Gross earnings climbed to ₦4.19 trillion, driven by higher interest income and growing customer deposits. The bank also cleaned up parts of its loan book, which trimmed pre-tax profit but strengthened asset quality and reduced non-performing loans. Under CEO Adaora Umeoji, Zenith Bank stayed disciplined. Customer deposits rose to ₦24 trillion, gross loans increased to ₦11 trillion and interest income jumped by 35%. Net interest income grew over 50% despite a challenging economic environment. Operating costs and the cost-to-income ratio rose to 45.2% due to inflation and impairment charges. Yet the bank proposed a total dividend of ₦10 per share for 2025—double last year’s payout. The results highlight a balance of growth and long-term stability.
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