30-Day Budget: How I Stretched ₦20,000 as a Nigerian Student

I grew up hearing that “all fingers are not equal.” It only made sense when I compared my life with a friend’s in school. We attended the same lectures, studied together, and even went to the market side by side. My mum sent food from home, but she had only ₦20,000 to live on each month with no extras. I expected to see her struggle. Instead, she ate well, covered all her daily needs, and still had change left. I tracked every purchase she made for thirty days and noted the cost. Here is the full ₦19,900 breakdown to help you stretch your allowance. Comment “PART 2” if you want the exact monthly list.

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