Student Borrows ₦200,000 for School Fees but Buys iPhone 16 Pro Max on Opay Loan

A man noticed a woman asking him to lend ₦200,000 for her school fees, only to spot an iPhone 16 Pro Max in her bag. He suggested she sell the expensive phone and get a cheaper model to cover her fees. She said she needed the device to create TikTok content, even though the platform wasn’t yet paying her. She then admitted she combined the Opay loan with her school fees to buy the phone. The story has sparked debate online about prioritising education over luxury purchases.

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