MTN Reactivates XtraTime Airtime Loan Service; Borrow Up to ₦1,295 Again

MTN Nigeria has restored its XtraTime airtime loan service, offering relief to customers who rely on emergency credit when their balance runs low. The service had been paused to comply with new rules from the Federal Competition and Consumer Protection Commission. MTN initially announced the suspension through an official notice. Now, eligible users can dial *303# to borrow up to ₦1,295 and repay on their next recharge. A text alert confirms: “Good news! Airtime loan is back! You can now borrow up to N1,295 by dialing *303# and stay connected.”

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